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The information contained on this page is intended as a brief summary of the main provisions of the Group RRSP for Eligible Employees of McMaster University. As it is a summary only, this document is not intended to have legal effect.

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The date of deposit into your Group RRSP is based on the date the funds are received at Desjardins, and is not the date of your payroll deduction. Funds are remitted to Desjardins on a monthly basis, by the end of each month.

Desjardins will send two statements annually. The statements are sent out at the end of July and December and each statement will show contributions and account information for the preceding six months.

A contribution receipt for the previous year’s contributions will sent out approximately three weeks after year end (e.g., three weeks after December 31st). For any contributions made within the first 60 days of the year, a separate contribution receipt will be sent out for the first 60 days of the year. These receipts are typically sent out the third week of March. Contributions are based on the date the funds are received and deposited into your account at Desjardins.

For more information you may refer to the Desjardins Financials website. Alternately, you may email Human Resources Services at or contact your HR Advisor at extension 222HR.