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Post-Retirement Benefits for Faculty and Librarians

Faculty hired on or after July 1, 2006 will require at least 10 years of employment at McMaster to be eligible for retiree health and dental benefits upon retirement. Librarians hired on or after July 1, 2006 will require at least 10 years of employment at McMaster to be eligible for retiree health and dental benefits upon retirement.

Benefit Booklets

Benefit entitlements change upon Retirement, so it is important to review your entitlements in your Retiree benefit booklet.

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Faculty/Librarians (Plan 11) Retired on or after July 1, 2022

Benefit Booklet for Retired Faculty and Librarians (Plan 11), retired on or after July 1, 2022

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Faculty/Librarians (Plan 10) Retired between July 1, 2019 and June 30, 2022 Benefit Booklet

Benefit Booklet for Retired Faculty and Librarians (Plan 10), retired between July 1, 2019 and June 30, 2022

PDF

Faculty/Librarians (Plan 9) Retired between July 1, 2017 and June 30, 2019 Benefit Booklet

Benefit Booklet for Retired Faculty and Librarians (Plan 9), retired between July 1, 2017 and June 30, 2019

PDF

Faculty/Librarians (Plan 8) Retired after July 1, 2013 to June 30, 2017 Benefit Booklet

Benefit Booklet for Retired Teaching Non-Clinical Faculty and Librarians, retired between July 1, 2013 to June 30, 2017

PDF

Faculty/Librarians (Plan 7) Retired between July 1, 2007 – June 30, 2013 Benefit Booklet

Benefit Booklet for Teaching Non-Clinical Faculty and Librarians, retired between July 2007 and June 2013

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Faculty/Librarians (Plan 6) Retired between July 1, 2006 – June 30, 2007 Benefit Booklet

Benefit Booklet for Teaching Non-Clinical Faculty and Librarians, retired between July 2006 and June 2007

PDF

Faculty/Librarians (Plan 5) Retired between July 1, 2005 – June 30, 2006 Benefit Booklet

Benefit Booklet for Teaching Non-Clinical Faculty and Librarians, retired between July 2005 and June 2006

PDF

Faculty/Librarians (Plan 4) Retired between July 1, 1998 – June 30, 2005 Benefit Booklet

Benefit Booklet for Teaching Non-Clinical Faculty and Librarians retired between July 1998 and June 2005

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Faculty/Librarians (Plan 3) Retired between December 1, 1996 and June 30, 1998 Benefit Booklet

Benefit Booklet for Teaching Non-Clinical Faculty and Librarians retired between December 1996 and June 1996

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Faculty/Librarians (Plan 2) retired between July 1, 1994 and November 30, 1996

Benefit Booklet for Teaching Non-Clinical Faculty and Librarians Retired between July 1994 and November 1996

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Faculty (Plan 1) Retired on or before June 30, 1994 Benefit Booklet

Benefit Booklet for Retired Faculty (Plan 1), retired before June 1994

Co-Pay Program

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MUFA Faculty/Librarian Post-Retirement Benefit Co-Pay Program

Details of the MUFA Faculty/Librarian Post-Retirement Benefit Co-Pay Program

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Post-Retirement Benefit Co-Pay Election Form

Form for Post-Retirement Benefit Co-Pay Election

The Benefit Booklets provided above are the official documents which outline benefit coverage.  There are other tools available, such as the Drug Lookup Tool provided on the Sun Life website (www.mysunlife.ca), that may help you with understanding whether specific items are covered).  While the Drug Lookup Tool is a convenient feature, it currently provides information about pay-direct drugs only.  Other drugs, such as vaccines which are not available through the pay-direct card and have to be submitted with a paper claim, are not included in the Drug Lookup Tool.

Sun Life regularly looks at the claiming and administrative practices of medical and dental healthcare service providers and pharmacies.  Sometimes, the review will lead to delisting.  If you receive healthcare services or supplies from a delisted provider, Sun Life will not reimburse you for your expenses.  You can still choose to obtain services or supplies from a delisted provider; however, your claim will be denied.  You can see a list of providers by province by logging into your My Sun Life account.  You are encouraged to check this list before you make an appointment, so you don’t unknowingly use a delisted provider.  Additional information can be found here.

To understand your benefit plan coverage, refer to the appropriate booklet above.  If you have questions about your benefit plan provisions and would like to enquire about available coverage for specific items, you can also contact Sun Life at 1-800-361-6212.  In the event of any discrepancy or inconsistency of information, the Benefit Booklets will govern.

Out-of-Province/Country Emergency Medical Coverage

Group Life Insurance